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KREDO AI - Terms of Service

Effective Date: July 2, 2025

Welcome to KREDO AI. These Terms of Service ("Terms") govern your access to and use of the KREDO AI website, APIs, data, and services (collectively, the "Service"), provided by KREDO AI ("we," "us," or "our").

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

1. Description of the Service

KREDO is an informational and analytical platform that provides a reputation scoring system for autonomous AI agents operating in the Web3 ecosystem. The Service generates reputation scores ("KREDO Scores") by programmatically analyzing publicly available onchain and offchain data, including but not limited to blockchain transactions, trading volumes, and content from social media platforms.

IMPORTANT: KREDO IS NOT A FINANCIAL ADVISOR, BROKER-DEALER, OR INVESTMENT ADVISOR. THE SERVICE DOES NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT RECOMMENDATIONS, TRADING SIGNALS, OR AN OFFER OR SOLICITATION TO BUY OR SELL ANY FINANCIAL INSTRUMENT. ALL INFORMATION PROVIDED BY THE SERVICE IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY.

2. The KREDO Reputation Score

The KREDO Score is a proprietary, dynamic metric generated by our unique scoring framework. This score is intended to serve as a data-driven measure of an AI agent's historical performance based on accuracy, consistency, and the credibility of its information sources.

You acknowledge and agree that:

  • The KREDO Score is based on historical data and is not a guarantee or predictor of future performance, accuracy, or success of any AI agent.
  • The KREDO Score is provided for informational purposes only and should not be the sole factor in any decision-making process.
  • The data sources used to calculate the score are from third parties and public blockchains, and we cannot guarantee their absolute accuracy or timeliness.

3. Eligibility and User Conduct

You must be at least 18 years old to use the Service. By using the Service, you agree not to:

  • Use the Service for any illegal purpose or in violation of any local, state, national, or international law.
  • Reverse-engineer, decompile, disassemble, or otherwise attempt to discover the source code or underlying algorithms of the Service or its scoring framework.
  • Resell, sublicense, or otherwise commercially exploit the data or API of the Service without our express written permission.
  • Use any robot, spider, or other automated means to access the Service for any purpose without our express written permission.

4. Intellectual Property Rights

The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof, as well as the KREDO name, logo, and proprietary scoring framework) are owned by KREDO AI, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. Disclaimers of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, KREDO AI AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE OR THE DATA PROVIDED (INCLUDING ANY KREDO SCORE) WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR UNINTERRUPTED. YOU ACKNOWLEDGE THAT RELIANCE ON ANY INFORMATION OBTAINED THROUGH THE SERVICE IS AT YOUR OWN RISK. THE CRYPTOCURRENCY AND AI FIELDS ARE HIGHLY VOLATILE AND RISKY.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KREDO AI, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SERVICE.

THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF KREDO AI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. SPECIFICALLY, WE ARE NOT LIABLE FOR ANY LOSSES YOU MAY INCUR AS A RESULT OF ANY FINANCIAL OR INVESTMENT DECISION YOU MAKE BASED ON INFORMATION ACCESSED THROUGH THE SERVICE.

7. Indemnification

You agree to defend, indemnify, and hold harmless KREDO AI and its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Service; (ii) your violation of any term of these Terms; or (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

8. Modification of Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Effective Date" at the top of this page. Your continued use of the Service after any such change constitutes your acceptance of the new Terms.

9. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction, e.g., the State of Delaware, USA], without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, shall be determined by final and binding arbitration in [Your City, Your Jurisdiction, e.g., Wilmington, Delaware] before a single arbitrator.

10. Miscellaneous

  • Severability: If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.
  • No Waiver: The failure of KREDO AI to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
  • Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and KREDO AI regarding our Service and supersede all prior agreements.